Appplication Approval Process






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The application approval process begins after you submit your secure application at StarmountLife.com. Often, we can immediately approve an application. However, in other cases additional information is required and can extend the approval process time. Our goal is to make this time period as short as practical.


Here's how it works:

FIRST:

  • We review the information you have provided, determine how to most efficiently evaluate your application for insurance and what type of underwriting is required.

NEXT:
ValueLife Gold, Our Lowest Cost Life Insurance, and StarLife Gold One-Cost-To-Age-95* Products:
  • Sometimes, immediate approval of these products is possible. When immediate pproval is authorized, Your policy can be printed immediately on your own printer at your office or at home. The temporary policy gives you protection for up to 30 days, being replaced by the identical "original" information we will send you. This assumes we have payment from you (which can be by credit card or check debit).
  • In other cases some underwriting may be required in order for us to properly assess your application. A Starmount representative will call and discuss this with you.
  • After your policy is approved and received by you and we have received your first payment, your Life Insurance Protection will be in-force.
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*On StarLife Gold policies, your cost will never go up because of your age or health. Only if everyone in your classification has a rate change can your cost change. You cannot be singled out.
 

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